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Cheryl.wtf

Finding the secret formula for success can feel as elusive as magic. I'm Cheryl & for over 20 years, I've been revealing those secrets to help business owners weave success magic into their businesses through storytelling, art and pixie dust.

🐐Wire Fraud Who? Links, Lessons, and Less Fraud from Closinglock 🔒

Vendors - Closinglock

+1

/

Nov 26, 2025

🐐Wire Fraud Who? Links, Lessons, and Less Fraud from Closinglock 🔒

Fraudsters Hate This Page: Close Safer, Work Smarter

Cheryl.wtf
Cheryl.wtf
🐐Akira Ransomware Is Coming for Small Title Agencies

Protect - Tech - Cyber Security

+3

/

Nov 19, 2025

🐐Akira Ransomware Is Coming for Small Title Agencies

Here’s How to Avoid Becoming Their Next Victim — Even Without an IT Department

Cheryl.wtf
Cheryl.wtf
🐐CFPB Wants to Kill Disparate Impact. Will a Return of Redlining Shrink Homeownership for Millions?

Reg - CFPB

/

Nov 13, 2025

🐐CFPB Wants to Kill Disparate Impact. Will a Return of Redlining Shrink Homeownership for Millions?

CFPB Wants to Roll Back Fair Lending. Borrowers, Realtors, Title Agents, and Even Lenders Will Pay the Price for Bad Politics.

Cheryl.wtf
Cheryl.wtf
🐐2025 ALTA One Wicked Awards

Associations - Land Title

+2

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Nov 12, 2025

🐐2025 ALTA One Wicked Awards

Our semi-official, totally un-sanctioned round-up of the best & boldest. It’s a not-so-serious look at the serious business of title. 🏆

Cheryl.wtf
Cheryl.wtf
🐐🧩 Key Changes in Credit Scoring for Mortgage Markets and What this Means for Title Business Opportunities

Reg - GSE - Freddie Mac

+5

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Nov 12, 2025

🐐🧩 Key Changes in Credit Scoring for Mortgage Markets and What this Means for Title Business Opportunities

The Federal Housing Finance Agency (FHFA) is rolling out major updates to credit scoring models for loans sold to Fannie Mae and Freddie Mac—and the ripple effects will hit your closing tables sooner

Cheryl.wtf
Cheryl.wtf
Closinglock SecurePay Recognized at Money20/20 for Redefining How Money Moves in Real Estate

Protect - Tech - Cyber Security

+2

/

Nov 3, 2025

Closinglock SecurePay Recognized at Money20/20 for Redefining How Money Moves in Real Estate

Money 20/20 honors Closinglock for innovation in payments as SecurePay delivers faster, insured, and fraud-proof ways to move real estate funds.

Cheryl.wtf
Cheryl.wtf
Your Title Playlist

Admin - Title Resources Archive

+1

/

Oct 14, 2025

Your Title Playlist

Because we shouldn’t take ourselves too seriously

Cheryl.wtf
Cheryl.wtf
Conveyancing (aka Clearing Title)

Convey - Bankruptcies

+17

/

Oct 14, 2025

Conveyancing (aka Clearing Title)

We're all mad here...

Cheryl.wtf
Cheryl.wtf
Real Estate Investing

CRE - Investing

+2

/

Oct 14, 2025

Real Estate Investing

Don’t flip out, but this is the hottest investment on the market!

Cheryl.wtf
Cheryl.wtf
Business Operations & Leadership

Ops - Work/Life Balance

+17

/

Oct 14, 2025

Business Operations & Leadership

Some days you're the bug; Some days you're the windshield: Management, Productivity, HR, Taxes, Insurance, and more

Cheryl.wtf
Cheryl.wtf
Lifecycle of a Title File

Admin - Title Resources Archive

+6

/

Oct 14, 2025

Lifecycle of a Title File

Open, Follow up, Clear, Follow Up, Close, Follow Up Some More

Cheryl.wtf
Cheryl.wtf
Business Growth: Sales, Networking & Marketing

Biz Growth - Consumer Resources

+13

/

Oct 14, 2025

Business Growth: Sales, Networking & Marketing

When one door closes another opens. Or you can open the closed door. That's how doors work.

Cheryl.wtf
Cheryl.wtf
State Specific Resources

Admin - Title Resources Archive

+4

/

Oct 13, 2025

State Specific Resources

I can’t believe how patch-tastic this is!

Cheryl.wtf
Cheryl.wtf
Licensing & Continuing Education

Admin - Title Resources Archive

+5

/

Oct 13, 2025

Licensing & Continuing Education

All in all you're just another brick in the wall

Cheryl.wtf
Cheryl.wtf
Federal Regulators & Regulations

Reg - HUD

+15

/

Oct 13, 2025

Federal Regulators & Regulations

Let's Invent New Paperwork!

Cheryl.wtf
Cheryl.wtf
Post Closing

Post - Title Monitoring

+7

/

Oct 13, 2025

Post Closing

The Job Doesn’t End Just Because Pen Hit Paper

Cheryl.wtf
Cheryl.wtf
Notarization, Mobile Notary, RON

Settle - Settlements

+6

/

Oct 12, 2025

Notarization, Mobile Notary, RON

So Many Documents, So Little Time

Cheryl.wtf
Cheryl.wtf
Escrow Funds & Transaction Finances

Settle - Settlements

+9

/

Oct 12, 2025

Escrow Funds & Transaction Finances

My advice is to invest in a retriever. They have a high rate of return.

Cheryl.wtf
Cheryl.wtf
Settlements and Closing Disclosures

Settle - Settlements

+7

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Oct 12, 2025

Settlements and Closing Disclosures

When you finally make it to closing and they start reading every page...

Cheryl.wtf
Cheryl.wtf
Title Examination

Examination - of Title

+4

/

Oct 11, 2025

Title Examination

🔓This is Members Only Content

Cheryl.wtf
Cheryl.wtf
Municipal Liens

Admin - Title Resources Archive

+2

/

Oct 11, 2025

Municipal Liens

Because Unpaid Liens Are the Bane of Our Existence

Cheryl.wtf
Cheryl.wtf
Taxes Related to Title Transactions

Convey - Tax - Property

+8

/

Oct 11, 2025

Taxes Related to Title Transactions

W-9s, 1099s, FIRPTA, Real Estate Taxes, Transfer Taxes, Tax Stamps Prorations and more

Cheryl.wtf
Cheryl.wtf
Mortgage Payoffs

Convey - Mortgages

+5

/

Oct 11, 2025

Mortgage Payoffs

Because Unpaid Liens Are the Bane of Our Existence

Cheryl.wtf
Cheryl.wtf
Land Surveys

Admin - Title Resources Archive

+2

/

Oct 11, 2025

Land Surveys

Never Mess With a Land Surveyor. They Know Places No One Will Find You

Cheryl.wtf
Cheryl.wtf
Home Owner Associations (HOAs) & Condos

Convey - HOA

+3

/

Oct 11, 2025

Home Owner Associations (HOAs) & Condos

Resale packages, Estoppel Letters, and More... We'll Be Watching...

Cheryl.wtf
Cheryl.wtf
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Wicked Title

**DISCLAIMER**
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All sample forms, procedures, and instructional content are for general educational purposes only. They are not legal, financial, or underwriting advice, and should not be relied upon without first consulting with your attorney, underwriter, or compliance officer. Use of this material is at your own risk.

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© 2026 Carnanco (DBA Wicked Title Forum) NOT LEGAL ADVICE - May contain sponsored or affiliate content.

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